Making what is wrong seem right: investigating the strongest influences on the exaggerating insurance fraudster in South Korea

Lister, Daniel (2013) Making what is wrong seem right: investigating the strongest influences on the exaggerating insurance fraudster in South Korea. MSc dissertation, University of Portsmouth.

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    Abstract

    The purpose of this research is to develop an understanding of opportunistic fraud in South Korea. More importantly the justification processes claimants experience to rationalise an act that may otherwise seem unethical to those who commit it: claims exaggeration. The research critically compared the variables that are most commonly referenced by the literature to determine which one has the most significant effect on the policy holders’ rationale. These factors were: the price of premiums, perception of insurance companies and trivialisation in the form of social norms and dubbing the act a victimless crime.
    The research found no significant differences between the effects of each variable under consideration. In contrast to the available research, the present study determined that the vast majority of the samples were not influenced by the variables. This suggested the presence of moralistic ethical views.
    The data was derived from a random convenience sample of 112 motorists. Questionnaires were distributed electronically consisting of five hypothetical scenarios to gauge respondents insurance claiming behaviour in both a regular scenario and under the influence of each variable.

    Item Type: Dissertation
    Departments/Research Groups: Faculty of Humanities and Social Sciences > Institute of Criminal Justice Studies
    Depositing User: Jane Polwin
    Date Deposited: 13 Mar 2014 10:48
    Last Modified: 28 Jan 2015 12:34
    URI: http://eprints.port.ac.uk/id/eprint/14481

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